Change because of international competition

Change through growth

Change through new production

Change because of international competition

Change through growth

Change through new production

Risk Management for banks

Modern risk management combines the terms and conditions of customers, competitors, technology and supervisors.

OTM Advies works with Banks who are facing Risk Management challenges, such as new conditions and regulations set by supervisory bodies as DNB, ECB, EBA or AFM or managing complex credit portfolios and client credit relationships in the area of the Financial Restructuring & Recovery division. Furthermore, OTM Advies can support banks by improving current credit risk models, developing various continuity scenarios and stress test criteria and the development of model methodology to determine PD and LGD.

Additional to this, OTM Advies provides services to devise a feasible Risk Management policy framework. We understand that professional and responsible handling of all risk related challenges are of great importance for your bank. Resources, capital requirements and imputed Risk Weighted Assets define an important part of your organisation’s earning capacity. The accuracy of your business models ensures that your organisation has the correct credit product pricing in place.

OTM Advies has pragmatic and effective expertise in creating and managing your Risk Management. We believe collaboration with all relevant stakeholders during the elaboration of the various aspects of your management is beneficial to release the end goal. When needed we will also advise your organisation’s senior (executive) management.

OTM Advies supports the organisation through planning and execution of solutions regarding the following themes:

  • Creating a solid (integrated) Risk Management framework
  • Setting up an educational program for employees who are working with integrated Risk Management challenges (such as changing regulations)
  • Improvement of efficiency and reliability of current risk modules
  • Aligning credit risk portfolios with the correct PD and LGD level
  • Solving complex individual credit risk issues in your credit risk portfolio
  • Participating or chairing credit consultations and credit committees regarding regarding commercial credit risk decision making and Financial Restructuring & Recovery decision making.

Experience in Risk Management for banks

  • Managing the Integrated Risk and Business Management consultation
  • Designing and integrating crucial changes regarding risk related policies
  • Setting up and managing model development in the field of PD and LGD
  • Managing portfolio stress testing and individual credit risk management
  • Creating a generic credit risk policy and where needed for specific sub-portfolios
  • Reviewing the reliability of self-assessment in the field of Capital Adequacy and Liquidity Adequacy
  • Participating or chairing regular performing credit committees or committees concerning the distressed portfolio (including making decisions regarding impairments)

Reorganisation and Restructuring

Does your organisation needs professional support in order to manage a reorganisation, restructuring or to overcome other challenges? Based on the principle “Strategy is 100% execution” we can help you to achieve your goals.

Reorganisation and Restructuring

Transformation through innovation

How does your organisation ensures that innovation meets the changing needs of your customers and business models ? With a good approach your organisation will become Fit for the Future.

Transformation through innovation

Risk management for banks

Modern risk management combines the requested terms and conditions of customers, requirements caused by competitors, new technology and demands from supervisors. With an integrated risk management approach your bank will become successful.

Risk management for banks